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Take a photo or upload a PDF. We read the numbers, compare the office and insurance papers, look for ways to correct or reduce the cost, and write exactly what to say next.
Create a protected account before uploading healthcare records. Your first case is free to start.

Example case plan
This is an estimate—not a final bill.
Verify written coverage and the complete price before negotiating the remaining amount.
From paperwork to action
You do not need to identify the paper or the problem. Send what you have and tell us what worries you.
Your case plan
Illustrative example
Start here
Ready to send
CopyPlease send me a written, itemized estimate showing each service, the contracted or adjusted amount, expected insurance payment, and my responsibility...
A simple explanation of what the paper says
The costs, insurance answers, and missing facts to check
A short plan for fixing, appealing, or lowering the amount
Ready-to-send words for insurance or the medical, dental, or vision office
What we review
The answer may be in the office bill, the insurance paper, the treatment plan, or all three. We compare them for you.
Organize the line items and look for duplicates, mismatched totals, unclear fees, or charges that need an explanation.
Compare what the office says with what insurance says, then write the question that needs a clear answer.
Check for mistakes, hospital aid, discounts, another treatment price, and a lower-price request.
Get a focused phone script, email, or letter for the provider or insurer—then bring the answer back for the next step.
How it works
You do not need to find the billing problem first. Start with what you have and add the next paper when it arrives.
Start with the record you already have. A clear phone photo or PDF is enough to begin.
You do not need to know the name of the paper. We tell apart prices before care, final bills, and insurance explanations.
We turn the paperwork into a short plan and ready-to-use words for the office or insurance plan.
Add the office or insurance reply to the same case. We explain it without making you start over.
Upload the price before care, the insurance explanation after care, or a denial when insurance says no.
Check the amount, each charge, and every discount.
Check the planned work and what insurance may pay.
Compare what insurance paid with what the office says you owe.
Explain the reason and write the next request or appeal.
Choose the closest match
That is the only category you need to choose. We handle the billing details from there.
Simple pricing
Upload your first document and understand the next move. Choose more room only when your case needs it.
Free
Start hereStart one case and understand the next step.
Ongoing support
For multiple bills or continued follow-up.
One complete case
More room for one negotiation without a subscription.
Results depend on the records, coverage, provider, insurer, and actions taken. BKVHealth does not guarantee a reduction or payment.
Common questions
The process stays clear, and you remain in control of every outside action.
Results depend on the records, coverage, provider, insurer, and actions taken. BKVHealth does not guarantee a reduction or payment.
Yes. We can read the price before care, check what is included, help ask insurance what it expects to pay, and write questions about other options before you agree.
BKVHealth prepares scripts and drafts. You review and send provider or insurer communications unless a separate written service arrangement says otherwise.
Place the paper on a flat surface, include all four corners, avoid glare and shadows, and make sure the small print is readable. You can upload more than one page.
Return to the same case and add the new insurance explanation, letter, price, office account, or notes from the call. Your earlier records and plan stay together.
Start with one bill or estimate and build the case from there.