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March 10, 2025 · 6 min read
AI Dental Bill Negotiator: How It Works
Learn how an AI dental bill negotiator helps you lower dental costs with CDT codes, predeterminations, and negotiation scripts.
What an AI dental bill negotiator does
An AI dental bill negotiator helps you organize treatment plans, extract CDT codes, and request written insurance answers before you pay. It does not replace your dentist. It gives you a clear checklist and scripts so you can lower dental bills with confidence.
- Turns a confusing quote into an itemized CDT code list.
- Guides you through a dental insurance predetermination request.
- Flags overcharges and helps you ask for allowed amounts.
- Provides scripts to negotiate before treatment begins.
Step 1: Collect the CDT codes
Always ask for the complete itemized estimate. If a line is missing, request the CDT code. This is the key to comparing allowed amounts and avoiding sticker pricing.
Step 2: Request a predetermination
A dental insurance predetermination is a pre-treatment estimate that confirms what insurance will pay. It forces the office and insurer to provide written numbers before you schedule.
Step 3: Compare allowed amounts
Once you have allowed amounts and alternate benefit rules, you can spot inflated fees. Many patients save by asking the office to match the insurer schedule or recode items correctly.
Step 4: Negotiate and schedule smart
Use clear scripts to ask for adjusted fees, written confirmations, or scheduling across benefit years. These small changes can reduce total out-of-pocket costs dramatically.
Ready to lower your dental bill?
Start a free case and get the exact scripts and CDT checklists to negotiate confidently.